If you’ve ever wondered whether you can use Flexible Spending Account (FSA) funds for personal training, you’re not alone. Paying for personal trainers with FSA dollars can seem complicated, but in 2025, knowing the rules can help you save significantly on your fitness journey—especially if your training is medically necessary.
While general fitness training typically doesn’t qualify for FSA coverage, personal trainer expenses can be reimbursed when they meet specific criteria:
This means if your doctor recommends personal training to support your health condition, you can use FSA funds to offset the cost.
When qualified, using your FSA means you can pay for personal training with pre-tax dollars, potentially saving 20-30% or more based on your tax bracket. Given that personal training can otherwise be costly, this tax advantage adds up.
For 2024-2025, FSA plans can allow annual contributions up to $3,300, giving plenty of room to invest in health-supportive training.
Hip Train’s virtual personal training platform makes it easy to connect with elite certified trainers who can work within your health goals and medical requirements. Hip Train’s affordable, flexible training starting at $12 per session lets you maximize your FSA benefits without breaking the bank.
Yes, you can use your FSA for personal training, but only when it’s prescribed with a Letter of Medical Necessity by a healthcare professional for specific medical conditions. This approach unlocks valuable savings and empowers you to take control of your health with expert guidance.
Discover how Hip Train makes personal training affordable, flexible, and accessible — even when maximizing your FSA benefits.
Start your fitness journey today with Hip Train, where elite trainers meet breakthrough affordability and total flexibility.
