
If you're a busy professional looking to boost your health and wellness without breaking the bank, you've probably wondered how to make the most of your FSA (Flexible Spending Account) when it comes to fitness. Did you know that in 2025, personal training expenses can be covered by your FSA but only under specific medical conditions? This opens a powerful avenue to invest in your well-being using pre-tax dollars, saving you 20-30% or more on elite personal training.
Not all personal training sessions qualify for FSA reimbursement. General fitness or aesthetic goals don’t cut it with the IRS. For your personal trainer to be FSA-eligible, the training must be prescribed by a licensed healthcare provider to treat, manage, or prevent a diagnosed medical condition like obesity, diabetes, or heart disease.
Buying sessions just to "get fit" won’t qualify, but if your doctor issues a Letter of Medical Necessity (LMN) confirming that training is part of your treatment, you’re in the clear.
Using your FSA for personal training transforms your fitness into a health investment, making it affordable and aligned with your medical needs.
Hip Train offers live 1-on-1 sessions starting at just $12, making elite training accessible well within your FSA budget.
Our global certified trainers understand the requirements for medically necessary personal training. Hip Train’s team supports your documentation needs, making the process seamless.
Train from home, hotel, or office—no gym or equipment required beyond a mat and internet connection. Perfect for busy professionals and frequent travelers.
Unlike apps with pre-recorded videos, Hip Train offers live coaching with personalized adjustments and accountability that truly drive results.
Sarah, 42, struggled with type 2 diabetes. Her doctor prescribed personal training to manage her condition. Using her FSA, she connected with Hip Train’s certified trainer and transformed her health from her home office. Within months, her glucose levels improved, and she saved hundreds by paying with pre-tax dollars.
Using an FSA personal trainer in 2025 isn’t just a tax strategy—it’s a powerful step toward health, savings, and convenience. Hip Train stands out as a trusted partner, making elite, medically necessary personal training affordable and flexible for busy professionals.
Discover how Hip Train makes personal training fit your life — not the other way around. Experience the difference of consistent, affordable training with your own dedicated coach today.