Life Time Personal Training: Cost, Contract and How to Cancel (2026)

This guide is for Life Time members who already train with a coach at the club, or are thinking about it, and want to know what Life Time personal training costs, what the agreement says and how to get out of it. HipTrain wrote it. We sell live 1-on-1 personal training over video, from about $14 a session, so we're one of the alternatives. Every fact about Life Time comes from its own published policies, with links at the end.

The short answer

Life Time does not publish personal training prices. Its club policy says training is sold to members "typically for a fee per session" after you sign a Fitness Program Agreement, while your membership runs under a General Terms Agreement. You cancel training with written notice to your club and by telling your trainer. Life Time refunds everything you paid if your written notice arrives within three business days of your first session under the agreement, or longer where state law allows, and recurring training plans need 30 days' notice everywhere except Minnesota.

What Life Time personal training costs

We looked through lifetime.life for a price and didn't find one. The Dynamic Personal Training page we checked (New Hope, MN) describes the program and how to book it, but lists no session rates. It carries this note instead: membership "programs and their associated dues, pricing, fees and/or charges may vary by location and are subject to change." So the honest answer is that Life Time doesn't publish what a session costs, and the price at your club may differ from the club across town.

Here's what Life Time does say about how training is sold and what you get before you pay:

Dynamic Personal Training is what Life Time calls its own approach. Its page describes it as a philosophy that "can be applied to any modality of training," with the trainer providing "manual resistance, support, coaching, and cueing." In other words, it's hands-on. The New Hope club page says you can book sessions in the Life Time app, where you pick a trainer and a time.

For a general sense of the market (this is not a Life Time number), Bark's latest U.S. data puts the average personal trainer at $50 to $90 a session. Our personal trainer cost guide covers the national figures in more detail.

How the Life Time personal training contract works

Life Time's policy handles membership under a General Terms Agreement and sells training after you sign a Fitness Program Agreement. The policy doesn't say whether cancelling one ends the other, so cancel both in writing if you want out of both.

Here's what the published policy says about the training side:

• Three-day refund window. Life Time will "refund all amounts paid" if it gets your written cancellation notice within three business days of your first session under the agreement (or longer if your state's law allows). It calls this the Initial Cancellation Period.
• After that, no refund of what you've paid. The policy says Life Time "will not refund any amount you have already paid," but it will still give you the sessions you paid for.
• Recurring plans need 30 days. If your training bills on a repeating schedule, you can cancel for convenience with thirty days' notice, using a method listed in your training contract. That rule covers every state except Minnesota.
• Minnesota is different. At Minnesota clubs, open-ended subscription training agreements can be cancelled at any time, the cancellation takes effect right away unless you pick a later date, and amounts paid are pro-rated.
• Unused sessions don't expire. The policy states that unused one-on-one personal training sessions do not expire.
• The 24-hour rule. If you miss a session, or don't reschedule with your trainer at least 24 hours ahead, Life Time won't refund it.

What the public policy doesn't tell you: how many sessions come in a package, whether a given plan renews on its own, or the exact price. Those details sit in the Fitness Program Agreement you sign at the club. Ask for a copy and keep it.

One more rule worth knowing. Life Time doesn't allow members or guests to train other people on its premises, paid or unpaid. If you'd like to keep working with an outside coach, it would have to be somewhere else, or online.

How to cancel Life Time personal training

Life Time's policy says you cancel fitness services, including personal training, "by hand delivering or sending written cancellation notice to the center where the services were to be provided and by contacting your individual trainer." Here's that, step by step:

1. Find your Fitness Program Agreement. Note the date you signed, the date of your first session and whether your plan bills on a recurring schedule. Those dates decide whether you're in the three-day refund window or the 30-day notice rule.
2. Write a short cancellation letter. Include your name, member number, home club, the training program and the date. Say clearly that you're cancelling your personal training agreement. Our free cancellation letter builder makes one in a couple of minutes.
3. Deliver it to your club. Hand it to the club (ask for a dated copy or receipt) or mail it to the center. Mailing with tracking gives you proof of the date it arrived.
4. Tell your trainer. The policy asks you to contact your trainer as well, so send them a short message the same day.
5. Use any other method your agreement lists. The policy also allows "any other methods outlined in your fitness agreement," so check yours.
6. Book or use any sessions you've paid for. Outside the refund window, paid sessions are still yours, and the policy says unused one-on-one sessions don't expire.
7. Watch your next two statements. If a training charge shows up after your notice period, bring your dated letter and receipt to the club.

Keep a copy of your agreement, your letter, the delivery receipt or tracking number and any reply from the club. Your state may give you extra rights; check your state attorney general's consumer page.

Cancelling your membership too? That's a separate step. Life Time says it does not use long-term membership contracts, and you can give notice in person at the club, by mail to the club, or online at my.lifetime.life (Life Time's policy describes a "Modify Membership" option in your account). You can also email a request to Account Services at AccountServices@lifetime.life, and it will reply with the next steps. The policy warns that without timely advance notice, you keep paying monthly dues.

Questions to ask before you sign

• What does one session cost here, and does the price drop if I buy more?
• Is this a set package of sessions, or does it bill every month until I cancel?
• If it bills monthly, when is the next charge after I give 30 days' notice?
• When does my three-business-day refund window start and end?
• How do I reschedule, and how much notice do you need before a session counts as used?
• If my trainer leaves the club, do my paid sessions move to someone else?
• Can I have a copy of the Fitness Program Agreement to take home before I sign?

A cheaper way to keep a trainer

If the club trainer is great but the monthly bill isn't, live online training is worth a look. HipTrain is live 1-on-1 video with the same certified coach every session, booked at times that fit your week. You train at home, and you don't need equipment.

• 30-minute sessions: from $59.49 a month for one a week, which works out to about $14 a session.
• 60-minute sessions: from $109.99 a month for one a week, about $25 a session.
• Billed monthly, with your first session free and no credit card needed.

To be fair about it, a Life Time trainer is the better choice in some cases. If you want someone spotting you on heavy lifts, using the club's machines, or giving you the hands-on resistance Dynamic Personal Training is built around, video can't do that. And if you already like your trainer and the price works, keep them. HipTrain also has a small coach roster and far fewer reviews than the big apps, and you need to be on camera at a set time. Our online vs in-person comparison walks through the trade-offs, and our affordable online trainers guide lists other options.

Questions

How much is a personal trainer at Life Time?

Life Time doesn't publish a price. Its policy says training is usually sold per session after you sign a Fitness Program Agreement, and the club page we checked says pricing may vary by location. Ask your club for its current rates in writing.

Is Life Time personal training separate from my membership?

Life Time's policy puts training under a Fitness Program Agreement and membership under a General Terms Agreement, and it gives separate cancellation steps for each. Cancel each one separately.

Can I get a refund on Life Time training sessions?

Life Time refunds everything you paid if your written notice arrives within three business days of your first session under the agreement, or longer where state law allows. After that, Life Time says it won't refund amounts already paid, but it will still provide the sessions you paid for.

Do unused Life Time training sessions expire?

According to Life Time's published policy, unused one-on-one personal training sessions do not expire. Missed sessions you didn't reschedule at least 24 hours ahead are not refunded.

Do new Life Time members get a free training session?

The Dynamic Personal Training page we checked offers "a complimentary training session when you become a member," or another starter service such as a goal-setting session. Offers can differ by club.

Curious whether a coach on video could work for you? Book your first HipTrain session free. No credit card needed.

We checked Life Time's published policies and training pages in November 2026. Clubs set their own rates and Life Time updates its policies, so ask your club for its current price list and a copy of your agreement.

Sources

• Life Time: Guest and Club Policies (effective November 11, 2026)
• Life Time: Dynamic Personal Training at New Hope
• Bark: personal trainer prices
• HipTrain